How Long Do Homeowners Insurance Claims Stay on Your Record?
Your claims history carries extra weight in Florida’s storm-prone insurance market. Insurers often review past payouts to assess risk and set premiums, which is why it’s crucial to understand how these records work and the…
Can You Get Sinkhole Insurance After an Insurance Claim Has Been Paid?
Sinkholes account for at least $300 million in damage each year in the U.S., and insurance companies are well aware of the risk of offering coverage for sinkhole-related losses. If you’ve already filed a sinkhole…
How to Prove Bad Faith Insurance and When to Seek Legal Help
Insurance policies are safety nets that are supposed to protect you from the worst that life can throw at you. In exchange for either a one-time or regular payment, the insurance company agrees to compensate…
Is Tornado Damage Covered by Home Insurance?
Your homeowners’ insurance policy is the most important way to protect your home and personal property from unexpected damage. However, if you’ve been researching policies (or have just looked closely at your own), you already…
How to File a Flood Insurance Claim
If you’ve just experienced flooding in your home, you may feel out of your depth. Fortunately, if you take the right steps early on in the flood insurance claim process, you can make things easier…